{"id":5057,"date":"2022-05-18T19:50:55","date_gmt":"2022-05-18T19:50:55","guid":{"rendered":"http:\/\/wordpress.thetruthtoledo.com\/?p=5057"},"modified":"2022-05-18T19:50:55","modified_gmt":"2022-05-18T19:50:55","slug":"social-security-column","status":"publish","type":"post","link":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/2022\/05\/18\/social-security-column\/","title":{"rendered":"Social Security Column"},"content":{"rendered":"<p><em><strong>By Erin Thompson<\/strong><\/em><br \/>\n<em><strong>Social Security Public Affairs Specialist in Toledo, OH<\/strong><\/em><br \/>\n<em><strong>Guest Column<\/strong><\/em><\/p>\n<p>If you have a personal <em>my<\/em>\u00a0Social Security account, you can view your <em>Social Security Statement<\/em> online to learn about your future benefits and recent earnings history.\u00a0 Included with the <em>Statement<\/em> are fact sheets that provide useful information based on your age group and earnings situation.\u00a0 Last month, we released a new fact sheet specifically for people with limited earnings.<\/p>\n<p>The new fact sheet covers how you and your family members may qualify for benefits, including:<\/p>\n<ul>\n<li>Supplemental Security Income.<\/li>\n<li>Social Security retirement benefits.<\/li>\n<li>Children\u2019s benefits.<\/li>\n<li>Supplemental Nutrition Assistance Program.<\/li>\n<li>Help with health care costs \u2013 including Medicare, Medicare Savings Programs, <em>Extra Help<\/em> with Medicare prescription drug costs, and Medicaid.<\/li>\n<\/ul>\n<p>We\u2019re committed to helping you learn about all your benefit options.\u00a0 Our Benefits Eligibility Screening Tool at <a href=\"https:\/\/ssabest.benefits.gov\/\">ssabest.benefits.gov<\/a> is a convenient way to find potential benefits that best fit your situation.<\/p>\n<p>To learn more, visit our\u00a0<em>Social Security Statement<\/em>\u00a0webpage at <a href=\"https:\/\/www.ssa.gov\/myaccount\/statement.html\">www.ssa.gov\/myaccount\/statement.html<\/a>.\u00a0 Please share this article with your friends and family \u2013 and post it on social media.<\/p>\n<p>Can you believe it\u2019s been 10 years since we launched <em>my<\/em> Social Security?\u00a0 Since then, 67 million people have signed up and benefited firsthand from the many secure and convenient self-service options.\u00a0 And we\u2019ve added and upgraded features that make your life easier when doing business with us online.\u00a0 We take great pride in providing this and all of our services.\u00a0 It\u2019s part of how we help you secure today and tomorrow.<\/p>\n<p>If you still don\u2019t have a personal <em>my<\/em> Social Security account, you\u2019re missing out.<em> \u00a0<\/em>A secure account provides personalized tools for everyone, whether you receive benefits or not.\u00a0 If you don\u2019t currently receive benefits, you can:<\/p>\n<ul>\n<li>Estimate your future benefits and compare different dates or ages to begin receiving benefits.<\/li>\n<li>Get <em>instant<\/em> status of your Social Security application.<\/li>\n<li>Review your work history.<\/li>\n<li>Request a replacement Social Security card (in most states).<\/li>\n<\/ul>\n<p>If you receive benefits, you can use your personal <em>my<\/em> Social Security account to:<\/p>\n<ul>\n<li>Get your <em>instant<\/em> benefit verification or proof of income letter for Social Security, Medicare, and Supplemental Security Income (SSI).<\/li>\n<li>Check your information and benefit amount.<\/li>\n<li>Start or change your direct deposit.<\/li>\n<li>Change your address and telephone number.<\/li>\n<li>Request a replacement Medicare card.<\/li>\n<li>Get an <em>instant<\/em> Social Security 1099 form (SSA-1099) or SSA-1042S.<\/li>\n<li>Report your wages if you work and receive disability benefits and SSI.<\/li>\n<\/ul>\n<p>Visit <a href=\"http:\/\/www.ssa.gov\/myaccount\">www.ssa.gov\/myaccount<\/a> today and join the millions to take advantage of your own personal\u00a0<em>my<\/em> Social Security account.\u00a0 Please also encourage your friends and family to sign up for their personal <em>my<\/em> Social Security account today.<\/p>\n<p>Social Security benefits are a crucial part of millions of Americans\u2019 retirement income.\u00a0 If you don\u2019t have enough Social Security credits to qualify for benefits on your own record, you may be able to receive benefits on your spouse\u2019s record.<\/p>\n<p>To qualify for spouse\u2019s benefits, you must be one of the following:<\/p>\n<ul>\n<li>62 years of age or older.<\/li>\n<li>Any age and have in your care a child younger than age 16, or who has a disability and is entitled to receive benefits on your spouse\u2019s record.<\/li>\n<\/ul>\n<p>Your full spouse\u2019s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age.\u00a0 If you choose to receive your spouse\u2019s benefits before you reach full retirement age, you will get a permanently reduced benefit.<\/p>\n<p>If you wait until you reach full retirement age to receive benefits, you\u2019ll receive your full spouse\u2019s benefit amount, which is up to one-half the amount your spouse can receive.\u00a0 You\u2019ll also get your full spouse\u2019s benefit if you are under full retirement age, but care for a child and one of the following applies:<\/p>\n<ul>\n<li>The child is younger than age 16.<\/li>\n<li>The child has a disability and is entitled to receive benefits on your spouse\u2019s record.<\/li>\n<\/ul>\n<p>If you\u2019re eligible to receive retirement benefits on your own record, we will pay that amount first.\u00a0 If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits that equal the higher spouse benefit.<\/p>\n<p>For example, Sandy qualifies for a retirement benefit of $1,000 and a spouse\u2019s benefit of $1,250. \u00a0At her full retirement age, she will receive her own $1,000 retirement benefit. \u00a0We will add $250 from her spouse\u2019s benefit, for a total of $1,250.<\/p>\n<p>Want to apply for either your or your spouse\u2019s benefits? \u00a0Are you at least 61 years and nine months old? \u00a0If you answered yes to both, visit <a href=\"https:\/\/www.ssa.gov\/benefits\/retirement\">www.ssa.gov\/benefits\/retirement<\/a> to get started today.<\/p>\n<p>Are you divorced from a marriage that lasted at least 10 years? \u00a0You may be able to get benefits on your former spouse\u2019s record. \u00a0You can find out more by visiting <a href=\"https:\/\/www.ssa.gov\/benefits\/retirement\/planner\/applying7.html\">www.ssa.gov\/planners\/retire\/divspouse.html<\/a> for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Erin Thompson Social Security Public Affairs Specialist in Toledo, OH Guest Column If you have a personal my\u00a0Social Security account, you can view your Social Security Statement online to learn about your future benefits and recent earnings history.\u00a0 Included with the Statement are fact sheets that provide useful information based on your age group [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"wf_post_folders":[121],"class_list":["post-5057","post","type-post","status-publish","format-standard","hentry","category-economy"],"_links":{"self":[{"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/posts\/5057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/comments?post=5057"}],"version-history":[{"count":1,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/posts\/5057\/revisions"}],"predecessor-version":[{"id":5058,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/posts\/5057\/revisions\/5058"}],"wp:attachment":[{"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/media?parent=5057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/categories?post=5057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/tags?post=5057"},{"taxonomy":"wf_post_folders","embeddable":true,"href":"https:\/\/wordpress.thetruthtoledo.com\/index.php\/wp-json\/wp\/v2\/wf_post_folders?post=5057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}